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Jeff Heitman Joins Bay Federal

Jeff Heitmann has joined Bay Federal Credit Union as business relationship manager, managing the future business lending and banking initiatives. He has 23 years of banking experience and will work out of the Capitola headquarters.

He first joined Bay Federal as a part-time teller in 1997, eventually working his way into a management position at the credit union’s River Street branch. He then left and spent 11 years in business banking, becoming vice president and business relationship manager at Bank of the West in Santa Cruz. He lives in Santa Cruz with his wife and three children.


Jeff Heitmann

“When I found out that Bay Federal was intending to expand their Business Banking program, I couldn’t wait to be a part of that movement,” he said. “I’m excited to be able to take Bay Federal’s philosophy of ‘people helping people’ and share it with our business members in our area as well, especially in these difficult times.”

Bay Federal intends to invest in the development of a comprehensive business lending program, however, the COVID-19 pandemic and providing resources for businesses has taken precedence. The credit union can connect small business owners with many resources, and more information is at encouraged visit www.bayfed.com to learn more.


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